Everything required to launch a compliant banking product is already built. Operators go live in weeks because the hard infrastructure work is done.
Accounts
Issue checking accounts, savings accounts, wallets, and sub-accounts under your brand. Every account gets a real NUBAN — receivable from any Nigerian bank — with dual-currency support from day one.
Checking, savings, wallets, virtual accounts, and sub-accounts — configure what you need, suppress the rest from your UI.
NGN and USD accounts in a single integration. Customers hold both without a separate FX flow on your end.
Every account gets a real NUBAN, receivable from any Nigerian bank — no friction for your customers when they receive payments.
Webhooks on every balance change, transaction, and status update. Build responsive UIs without polling.
KYC & KYB
Automated identity verification for individuals and businesses. CBN and NDPR-compliant by design. Average time from submission to live account is under 15 minutes — no manual review queues holding up your growth.
BVN, NIN, selfie liveness, and document checks in a single automated flow. Average 15 minutes to a live account.
CAC registration lookups, director verification, and beneficial ownership — compliant KYB without the manual back-and-forth.
Sanctions lists, PEP screening, and adverse media checks run automatically at onboarding and on an ongoing basis.
Configure tiered KYC limits aligned to your CBN licence category. Upgrade paths trigger automatically when customers hit thresholds.
Cards
Issue debit cards in NGN and USD from a single API. Virtual cards are live in minutes; physical cards are shipped and managed through the same operator dashboard — all under your name and logo.
Issued instantly via a single API call. Your customers get a full card number, expiry, and CVV — ready to spend online.
Embossed or unembossed physical debit cards with your branding shipped to customer addresses. Managed through the operator dashboard.
Set per-transaction limits, merchant category restrictions, and geographic rules. Customers can self-manage within bounds you define.
Every card authorisation triggers a webhook. Build real-time spend notifications, balance updates, and fraud flags in your app.
Payments
NIP instant transfers, RTGS for large-value settlement, and interbank clearing — all available 24/7 with real-time confirmation on every transaction. Incoming and outgoing in NGN and USD.
Interbank instant transfers through NIP 24/7. Funds reach any Nigerian bank account within seconds with a real confirmation reference.
Real-Time Gross Settlement for large-value transactions where immediate irrevocable finality matters.
Send payments to hundreds of recipients in a single API call. Used for payroll, vendor payments, and cooperative distributions.
Dedicated virtual accounts for inbound payment collection. Each customer gets a unique account — no reconciliation headaches.
Treasury & FX
Dual-currency treasury tools for operators who need to manage NGN and USD float across their customer base. Automated sweep rules, live FX rates, and interest rate controls — in the operator dashboard.
Monitor your NGN and USD float positions in real time. Set minimum thresholds with automated alerts and funding triggers.
Configure automatic sweeps between your treasury accounts and customer pools — keep float ratios right without manual intervention.
Convert between NGN and USD at live interbank rates with a single API call. Full audit trail on every conversion.
Daily settlement statements and transaction-level reconciliation files in standard formats — ready for your finance team.
White-label
Every customer touchpoint is yours. Domain, logo, colours, app name, email templates — all fully white-labeled. The infrastructure is invisible. Your users never see Uverus Banking unless you choose to.
Your domain on every customer-facing touchpoint. API responses, hosted pages, and email headers all carry your brand.
Physical and virtual cards with your logo, your colours, and your name. Designed by you, issued by us, invisible to your customers.
Manage customers, monitor transactions, and configure your product from a dashboard that can be branded to your name.
Customise every email and SMS your customers receive. Your brand voice, your copy — sent from your domain.
Tell us what you're building. We'll walk you through the integration, the compliance requirements, and what it takes to go live in weeks.
Uverus Banking